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GoalsNew Jersey Citizen Action Education Fund (NJCAEF) is a nonprofit, 501(c)(3) organization, founded in 1983. Our goals are to promote economic and social justice, to empower and organize the unorganized, to build a strong progressive coalition working on issues of common concern, strengthening our base both collectively as a coalition and as individual organizations.

Our education focuses on community, senior, consumer, labor and other constituencies that would be affected by pocketbook issues like changes in the tax code, health care reform, environmental hazards, and utility rates. We have comprehensive outreach and training programs to assist families in dealing with insurers, banks, health providers, utilities, and telecommunications service providers. Read our complete Mission Statement. Phyllis Salowe-Kaye, NJCAEF Executive Director, was honored with a 2012 Women of Distinction Award.

June 12 (NEW DATE!) — Cocktails, Dinner & a Discussion on a Women's Economic Agenda...

NJCA Education Fund

Invites You to Join Us for
Cocktails, Dinner & a Discussion on a

Women's Economic Agenda:
Good Policies, Good Politics

NEW DATE! Thursday June 12, 2014 — 6:00–8:00pm
(ALSO NEW DATE of June 12, the separate event at our
sister organization: NJCA's Biennial Meeting — details coming soon!)

The Newark Club
1085 Raymond Boulevard
Newark, NJ 07102

(Map and Directions)

Celinda Lake, President of Lake Research Partners and leading Democratic political strategist, and Ellen Bravo, Director of Family Values at Work and author of Taking on the Big Boys: Why Feminism is Good for Families, Business, and the Nation

With Welcoming Remarks by Jersey City
Mayor Steven M. Fulop

Celinda and Ellen will provide updates and analysis on the impact that issues such as Paid Sick Days, the Minimum Wage, and Family Leave Insurance will have on the upcoming 2014 and 2016 elections. Share the updated flyer!

TO REGISTER click here, or call Suesan Cota at the NJCA Education Fund at 973-643-8800, ext. 213 or e-mail her at suesan@njcitizenaction.org

Suggested donation of $50.00. Sponsorships welcome!

logos for NJ Time to Care and NJ Working Families Alliance*Citizen Action is a proud member of the NJ Time to Care Coalition and NJ Working Families Alliance

The New Jersey Citizen Action Education Fund (NJCAEF) is a nonprofit organization under section 501 (c)(3) of the Internal Revenue Code. Contributions to NJCAEF are tax deductible and will support NJCAEF's nonpartisan work on work and family balance issues in 2014.

**UPDATE** Affordable Care Act — Special Enrollment Period Ends April 15

Open enrollment for ACA Marketplace plans ended March 31. If you don't secure insurance, you may have to pay a penalty. **UPDATE!** Go to CoverNJ.org (click here) for details about the Special Enrollment Period through April 15.

ACAHHS is offering a special enrollment period through April 15 for individuals who made a good faith effort to enroll before the March 31 deadline, but were unable to complete the process because of technical problems, a family or medical emergency, or other exceptional circumstances. For details and links, go to CoverNJ.org (click here). In the news, see the informative article, "Obamacare Is Off To A Strong Start In NJ, Despite Naysayers," by NJCA's Health Policy Advocate, Maura Collinsgru.

Free Tax Preparation Service

*** opening date Friday January 31, 2014 ***

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If you earned $51,567 or less in 2013, the IRS may owe you up to $6,044

NJCA will Provide:

For details click here or...

Call Us at 1-888-829-3711

ADDRESS:
165 Halsey Street
Newark, NJ 07102

Map and Directions


EXTENDED HOURS IN FEBRUARY
HOURS: Monday, Tuesday, Thursday, and Friday 9am – 7pm
Saturday 10am – 4pm
Closed Wednesday and Sunday

Executive Director Phyllis Salowe-Kaye Receives "Women of Distinction" Award

Phyllis Salowe-Kaye with her family and Senator Robert Menendez
Phyllis Salowe-Kaye with her family and Senator Robert Menendez

On March 11, 2012 U.S. Senator Robert Menendez (D-NJ) hosted his Third Annual Women of Distinction Awards to celebrate Women’s History Month. Phyllis Salowe-Kaye, Executive Director of New Jersey Citizen Action Education Fund, and New Jersey Citizen Action, was among the six honorees at the 2012 Women of Distinction Awards presented by United States Senator Robert Menendez. Full details here.

Main Street Alliance

ImageThe NJ Main Street Alliance (NJMSA) is a coalition of over 1400 small business owners and sole-proprietors throughout the state who are working to create opportunities to speak for themselves on important policy issues. The NJMSA, is a project of NJ Citizen Action and a member of the National Main Street Alliance, a network of small business coalitions in 15 states with over 10,000 members nationwide. Since its inception in August 2008, this coalition has successfully influenced the federal policy debate over health care reform and is now expanding to have a voice on issues such as financial reform, responsible taxes, clean energy, job creation, and economic recovery.

For more information, please contact: Corinne Horowitz at 732-246-4772 x25 or corinne@njcitizenaction.org.

NEW! Read the New Jersey Main Street Alliance Blog for more information about issues, research, and the latest developments!

Financial Reform Summit 2011: What's Next? Opportunities and Challenges

ImageThank you for attending the Financial Reform Summit on November 30, 2011 and making it such a great success! Special thanks to the panelists and everyone who participated in the conference, including consumer advocates, community leaders, elected officials, bankers, regulators, labor leaders, seniors, academics, students and members of the public.

Speakers discussed the developments financial reform in New Jersey since the enactment of Dodd-Frank Wall Street Reform and Consumer Protection Act, its impact on consumers, investors and small business owners. State and national reform experts also discussed the foreclosure crisis, the efficacy of state and national programs meant sole it, as well as alternative approaches that seem to be having a positive impact and how they can help homeowners in New Jersey.

Small Business Owners Celebrate 1st Anniversary of Affordable Care Act

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NJMSA Advisory Council member Samia Bahsoun (speaking) with Congressman Frank Pallone (center) and NJ Citizen Action Central Jersey Organizer Adam Sherman.
On March 23, 2011 small business leaders from the NJ Main Street Alliance joined young adults, seniors, health care professionals and policy makers to celebrate the one year anniversary of the Patient Protection and Affordable Care Act ("ACA") and share personal stories of how the law is benefiting them.

In Long Branch, NJMSA Advisory Council member Samia Bahsoun spoke at a press conference alongside Congressman Frank Pallone to share her story of how the ACA is helping her business and her family. Meanwhile in South Orange, small business owners and consumer advocates gathered at the South Orange Frame shop owned by MSA member Chris Bobbins to share their personal stories and hear comments from the National Director of the Office of Insurance Exchanges for Department of Health and Human Services, Joel Ario, and SBA Regional Administrator John Shoraka. For full details, read the Press Release.

How has the Affordable Care Act impacted your business or family? Share your story here.

In the News

New Report Demonstrates How the Affordable Care Act Will Benefit NJ's Working Families

imageOn March 17, 2011 NJ Citizen Action Education Fund and NJ for Health Care released a new report by New Jersey Policy Perspective, analyzing the impact of the Affordable Care Act (ACA) on New Jersey's struggling working families.

The Report (click here)"Good Medicine: The Impact of the Patient Protection and Affordable Care Act on New Jersey's Working Families with Children" — identifies specific benefits of the ACA and makes recommendations about how New Jersey can maximize its benefit under the new law. Details here.

Citizen Action's New Consumer Health Helpline!

imageGOT HEALTHCARE QUESTIONS?

Call Us Toll Free at

1-888-NJ GET WELL  (1-888-654-3893)

The NJ Consumer Health Helpline is a Free Health Care Consumer Assistance Program working to ensure that consumers are able to access affordable, quality health care and effectively navigate the often complex health insurance system. The Helpline also provides vital information to policy makers by identifying and addressing health care related problems as they occur in real time in our communities.

imageOur Helpline Counselors are trained and have up-to-date information about healthcare coverage in New Jersey, where to go if you have a problem with your insurance company and how to access other health related programs. NJCA is an independent, statewide education and advocacy organization. We are not a government agency. We work to ensure that all New Jersey residents have access to high quality and affordable health care.

For more information contact Yarrow Willman-Cole at yarrow@njcitizenaction.org. Download this program's flyer in English or flyer in Spanish. Funding for the New Jersey for Health Care Consumer Helpline Project was provided by the Healthcare Foundation of New Jersey. Like the Health Helpline on Facebook!

Renewal of PNC's Three-Year Community Reinvestment Commitment to New Jersey

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L to R: Diane Sterner, executive director of the Housing and Community Development Network of New Jersey; Phyllis Salowe-Kaye, executive director of New Jersey Citizen Action Education Fund; William Best, senior vice president for PNC.

On August 31, 2010, New Jersey Citizen Action, the Housing and Community Development Network of New Jersey, and PNC formally signed PNC's three-year Community Reinvestment Agreement for almost $1 billion.

In renewing their commitment to the people of New Jersey by signing this three-year agreement, PNC is extending its pledge to lend and invest in low- and moderate-income communities, to individuals, and to small businesses owned by women and minorities. PNC will offer below market rate mortgages with low down payment requirements, no points and no PMI for low- and moderate-income borrowers, grants for closing costs, and grants and loans for residents with disabilities.

This agreement will also provide refinance loans, consumer loans, and capital for low-income and moderate- income business owners. PNC has also made a major commitment to New Jersey's community development nonprofits. PNC has agreed to provide products including loans for site acquisition and construction financing, lines of credit for rehab and resale, and permanent financing for affordable housing development. Non-residential real estate loans for construction and permanent financing will also be available to non-profit organizations.

In addition, PNC will continue to support local small business lending and is making a commitment to lend to businesses located in low- and moderate-income communities and to smaller businesses borrowing $100,000 or less.

The Cost of Failure to Enact Health Reform: 2010 – 2020

imageThis new report shows that the cost of failure to enact national health care reform would be high, especially for middle-class families. Under the worst-case scenario, failure to pass national reform would result in:

Resources

NJ Policy Perspective Report — What National Health Reform Means for New Jersey

imageOn February 24, 2010, the NJ Consumer Voices for Coverage (CVC) Leadership Team released a new report by Ray Castro, Senior Policy Analyst at NJ Policy Perspective, analyzing the impact of national health care reform on New Jersey. NJ CVC was joined by Congressman Rush Holt (NJ-12) in explaining the benefits of comprehensive national health reform including expanded coverage, improved quality, and lower health care costs for New Jersey residents.

The Report looks at key provisions of the House and Senate health care bills and President Obama's health reform proposal released on Monday, February 22nd and recommends which elements of each proposal best serve the Garden State.